Don’t lose it — use it.
Earn on your extra cash when you don’t need it and withdraw it when you do.
Benefits You’ll Love
- Earn competitive interest on your business balance
- Low, easily avoidable maintenance charge
- Manage your account on-the-go with digital banking
- Local, friendly account servicing
- A savings account with competitive, tiered interest rates
- The more you deposit, the more you earn
- Avoid $10 monthly maintenance charge by maintaining a $2,500 minimum average balance
- Enhanced access to funds via direct check-writing
- 6 withdrawals allowed per month
- Free business services, including:
- Free payroll services
- Free merchant card services
- Additional business services available
- $2,500 minimum opening deposit
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs)
| Term | Interest Rate | APY |
|---|---|---|
| 3 Months | 1.00% | 1.01% |
| 6 Months | 3.25% | 3.30% |
| 12 Months | 3.10% | 3.15% |
| 18 Months | 3.00% | 3.05% |
| 24 Months | 3.00% | 3.05% |
| 30 Months | 3.00% | 3.05% |
| 36 Months | 3.00% | 3.05% |
Minimum deposit to open is $1,000. Penalty for early withdrawal.
Checking Accounts
| Account | Minimum Deposit To Open | Interest Rate | APY |
|---|---|---|---|
| Business Interest Checking | $1,000 | 0.05% | 0.05% |
Kasasa Cash*
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $10,000 | 1.98% | 2.00% |
| $10,000+ | 0.15% | 2.00% to 0.32% |
| All balances if qualifications not met | 0.03% | 0.03% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled and agree to receive e-Statements
- Be enrolled in and log into online banking
That's it! If for some reason you don't qualify, you still earn the base interest rate. You can get back to earning the full rewards the very next monthly qualification cycle.
Kasasa Saver*
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $10,000 | 0.25% | 0.25% |
| $10,000+ | 0.15% | 0.25% to 0.16% |
| All balances if qualifications not met | 0.03% | 0.03% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled and agree to receive e-Statements
- Be enrolled in and log into online banking
And that's it! And if for some reason you don't qualify, you can still earn the base interest rate. You can get back to earning the full rewards the next monthly qualification cycle.
Loan Rates
Our rates are designed to meet several situations. Please call to discuss rates with one of our lenders.
Savings Accounts
| Account | Minimum Deposit To Open | Interest Rate | APY |
|---|---|---|---|
| Regular Savings | $100 | 0.10% | 0.10% |
| Youth Savings | $5 | 0.10% | 0.10% |
| Personal Money Market | $2,500 | 0.05% | 0.05% |
| Business Money Market | $2,500 | 0.05% | 0.05% |